Hospital Indemnity Plans
Hospital Indemnity Insurance
Hospital Indemnity Insurance (also called Hospitalization or Hospital Insurance) is a plan that pays benefits when you are confined to a hospital — whether for planned or unexpected reasons — and, depending on the policy, may also cover certain other medical services.
These plans are specifically designed to fill gaps in your coverage by providing cash benefits to help cover copays, coinsurance, deductibles, prescriptions, and other non-covered expenses that can arise from hospital stays or medical services.
Why Hospital Indemnity Insurance?
Even the healthiest budgets can be strained by a hospital stay. Often, the care you need can’t wait — even if it means unexpected costs. Hospital Indemnity insurance helps by providing a daily payment for each day you spend in the hospital, and in some plans, for other qualified expenses as well. That money is yours to use however you need — whether to cover hospital bills, medications, or other costs that arise while you’re recovering.
How can I find out more information?
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We do not offer every plan available in your area. Any information we provide is limited to those plans we do offer in your area. Please contact Medicare.gov or 1-800 MEDICARE to get information on all of your options.
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